Families living on a low-income salary struggle to maintain minimum standards of living.  Affording the expenses of necessary items such as food, shelter, and water does not come easy.  With little income to live on, debts tend to increase and keeping one's head above water can seem like a daunting task. 

The U.S. government and many non-profit organizations offer financial assistance in an effort to help low-income families afford life’s necessities and work on building a better future for themselves and their family.  Federal and non-federal debt relief grants can help alleviate the financial burden and pull families out of their economic crisis.

Debt Relief Grants for Housing

Affording a home or rental property is a big undertaking for families living on a low income.  Increasing debts and falling behind on bills can lead to evictions and homelessness in the most extreme cases.  The federal government, as well as many non-profit organizations, offer debt relief grants for housing to aid those in need:

• U.S. Department of Housing and Urban Development
• U.S. Department of Agriculture
• Public Housing programs
• Habitat for Humanity
• Mercy Housing
• Catholic Charities
• American Red Cross
• Salvation Army

Debt Relief Grants for Daily Expenses

Daily expenses and monthly bills for items such as cable/telephone/internet, transportation, and fuel, groceries, home repair work, etc. have a substantial impact on one’s funds.  These expenses consume a large portion of a families income leaving little else left to live off of. Financial relief grant programs are available to help families meet their everyday needs:

• Special Milk Program
• Child and Adult Care Food Program
• Supplemental Assitance Nutrition Program (SNAP)
• Life-line
• Temporary Assitance For Needy Families (TANF)

Additional Debt Relief Options

Government financial assistance is also available for individuals struggling with debt related to medical expenses and utility bills. Learn more about these additional financial relief programs.