To purchase a home, you need to have good credit. Luckily, you can quickly check your credit here for FREE. For some families, however, their credit may not be strong enough to qualify for a mortgage. A popular option for those looking to buy a house with less than stellar credit is known as a “rent to own hofix your creditme.” Under this program, you enter into a rental agreement with an option to purchase the home at a later date, typically two to three years. This gives you the chance to and qualify for a mortgage to buy the home of your dreams. If you find a home that you want to make yours in the future, this can be a great option for you.

If you are looking to find homes that offer a “rent to own” or “lease to own’ option, check out these websites below. While these sites allow you to see basic information, many require that you register to get more details. In some cases, there is a fee to use these sites. To avoid being charged after the free trial period, be sure to cancel before the trial ends.

Home Partners of America

Home Partners of American works differently than websites that merely post listings. Once you have been pre-qualified through their program, you can search for homes that are for sale. Home Partners will attempt to purchase the home and lease it to you for a stipulated period of time. Potential homes can be found by entering a zip code, city, or state. Home Partners will purchase and rent homes in many states, but not all.

Foreclosure.com

Foreclosure.com offers a variety of foreclosed homes and pre-foreclosed homes, as well as rent-to-own homes for sale. The site provides general guidance about the rent to own process. You can search by zip code, city, or state for rent to own homes, although the site’s offerings may not cover all states. Registration is required to obtain specific property information and, after the free trial period, you will be charged a monthly fee which can range from $30 to $50.

Housing List

The Housing List was started by showing only those homes that had a rent to own option. Although they now include homes for sale, finding a rent to own option is easy by entering the zip code or city and state. You can get basic information about rent to own homes in your area, but specific details are only provided if you register on the site. A fee may be required after you complete the trial period.

RealtyStore.com

RealtyStore.com features listings on rent to own homes, owner financed sales, foreclosures, auctions, and other discounted homes for sale. You can search the site for basic information, however, details are only provided when you register. They do have a free trial, but you will be charged approximately $45 - $50 each month if you don’t cancel.

iRentToOwn.com

This website focuses on rent to own properties. It offers helpful information about rent to own contracts and can connect you with consultants that specialize in these types of transactions. Similar to other sites, it does require you to register and will charge a fee after you complete the trial period.

RentalToOwnHome.com

This site specializes in rent to own homes. You search for homes on their site by zip code, city, or state and get basic information about the listing. After answering a few questions, you can register to get details on properties that you are interested in. You may need to consent to receive phone calls from an agent upon registration. Over 2 million rent to own homes across the country are listed on this website.

RentOwn.net

This site specializes in rent to own homes. As with most other sites, you can find basic information by entering the city, state, or zip code that you are looking for. To get more details about the property, you are asked to register and may need to pay an additional fee. RentOwn.net does offer assistance with credit repair and may charge a fee for your credit report and continued credit help service.

Overall, rent to own or lease to own homes can be a great option for people that don’t have strong enough credit to get a mortgage. It also provides the opportunity to live in the home and neighborhood to ensure that you like it before you commit to a 30-year mortgage.

When entering into a rent to own home transaction, remember that this is a legally binding contract. Be sure to read and understand what you are signing to make sure that you have the option to purchase the home at the end of the term and that you know how much money you will need to pay out in connection with the lease. You may also consider engaging an attorney to read over and explain the documents to you in greater detail. While rent to own home transactions can be highly beneficial to a potential homeowner, they have the ability to be very costly if you don’t pay attention to what you are signing.

Ready to learn more about renting to own? Find out why you should rent to own a home and pitfalls to avoid.